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Keep in mind, though, while your monthly payments will be lower, in the long term you may pay more interest if the debt is extended over a longer period of time.Note: No Discover Financial accounts may be paid off with this debt consolidation.Once you have entered everything you wish to consolidate, click on the "Calculate Current Debts" button.
A consolidation loan can reduce your monthly debt payments in two ways.
Would you benefit from consolidating your debts through a home equity loan or a cash-out refinance of your mortgage? It takes all of your current monthly debt payments and compares them to what you'd pay if you rolled them into a mortgage consolidation loan.
In addition to showing your monthly payment savings, this calculator can also show you how much faster you'd pay off your debts with a mortgage consolidation loan, as well as your total savings over time.
Our debt consolidation calculator shows how much you might be able to save by combining debts into one low-interest monthly payment.
Debts to consider consolidating include credit cards, auto, medical debt, personal loans and more.